What Types of Loans Can You Get with Mortgage Pipeline?

What Types of Loans Can You Get with Mortgage Pipeline?

When it comes to buying a home, one size doesn’t fit all. Your financial situation, goals, and the type of property you’re interested in all play a role in determining the best loan for you. That’s why Mortgage Pipeline is built to offer flexible options tailored to your unique needs. Whether you're a first-time homebuyer, a veteran, or a seasoned investor looking for a luxury property, we’ll match you with the right loan—and make the process simple from start to finish.

Here’s a look at the most common loan options available through Mortgage Pipeline and how each one could work for you.

Conventional Loans

Conventional loans are the most common type of mortgage in the U.S., and for good reason. These loans are not backed by the government and often come with competitive interest rates, especially if you have good credit and a strong financial profile.

Why Choose a Conventional Loan?

• Flexible terms (10, 15, 20, or 30 years)

• Ideal for buyers with solid credit

• Options to avoid private mortgage insurance (PMI) with a 20% down payment

At Mortgage Pipeline, we’ll help you determine if a conventional loan is right for you based on your credit score, income, and homeownership goals.

FHA Loans

Federal Housing Administration (FHA) loans are designed for buyers who may not have perfect credit or large down payments. These government-backed loans offer more lenient qualification requirements, making them a popular option for first-time homebuyers.

Benefits of FHA Loans:

• Down payments as low as 3.5%

• Easier credit qualification

• Great for first-time buyers or those rebuilding credit

We also offer FHA Streamline Refinance options for current FHA borrowers who want to lower their rate or monthly payment without going through the full refinance process.

VA Loans

If you’re an active-duty service member, veteran, or eligible surviving spouse, VA loans offer an incredible opportunity to purchase a home with no down payment and no private mortgage insurance.

VA Loan Advantages:

• $0 down payment required

• No PMI

• Competitive interest rates

• Available for purchase or refinance

Mortgage Pipeline proudly supports those who’ve served by offering expert VA loan assistance. We also offer VA IRRRL (Interest Rate Reduction Refinance Loans) to help veterans refinance easily with lower rates.

Jumbo Loans

Buying a luxury home or a property in a high-cost area? Jumbo loans are designed for loan amounts that exceed the conforming loan limits set by Fannie Mae and Freddie Mac.

Why Go Jumbo?

• Borrow more than the conventional loan limits

• Great for high-value properties

• Often available with competitive rates for well-qualified borrowers

If you’re planning a big move or an investment in a luxury property, our team at Mortgage Pipeline can walk you through the jumbo loan process and ensure everything goes smoothly.

How Mortgage Pipeline Helps You Choose

With so many options, it’s easy to feel overwhelmed. But Mortgage Pipeline simplifies the decision-making process by analyzing the information you provide and offering personalized loan recommendations. We consider your income, credit score, property type, and goals to recommend the loan options that best suit your needs.

Whether you're applying online or working one-on-one with a mortgage specialist, our goal is to educate and empower you. You’ll know exactly what your options are, what your payments will look like, and how each loan affects your financial future.

Let’s Get Started

Your dream home deserves the right financing. At Mortgage Pipeline, we offer the tools, technology, and expertise to guide you every step of the way. With over 25 years of experience and more than one million loans funded, our team is here to help you make smart, informed decisions about your mortgage.

Start your application today or schedule a consultation with one of our mortgage experts—we’re here when you’re ready.